We provide easy and 0% interest financing via our partner, EnerBank USA, so you can pay for your purchase over time without worrying about the APR. EnerBank USA is a specialized home improvement lender. With 12 months same as cash financing you can get the entire project completed right now instead of waiting to save up the cash or completing it in stages. Approvals are valid for 120-180 days, giving plenty of time to plan and complete your home improvement project.